Mitsui Leasing Establishes a Strategic Partnership with Simplifa.Ai to Strengthen Credit Analysis with AI Technology

As part of its continuous effort to improve credit analysis efficiency and enhance risk mitigation, PT Mitsui Leasing Capital Indonesia (MLCI) has officially entered into a strategic partnership with Simplifa.Ai—an AI-based platform specializing in bank statement and financial report analysis. The collaboration was marked by the signing ceremony of the Partnership Agreement, held at Plaza Bank Index, Thamrin, Central Jakarta, on Wednesday, May 14, 2025.

The agreement was signed by Mr. Yasuaki Miyaoka, President Director of MLCI, and Mr. Gema Buana Putra, CEO of Simplifa.Ai. This partnership reflects both companies' shared commitment to providing digital solutions that support operational efficiency and proactive risk management.

This collaboration is also part of MLCI’s initiative to minimize the risk of fraud, particularly regarding the falsification of bank statements submitted during credit applications. Simplifa.Ai’s technology enables credit analysts to automatically detect data anomalies, allowing for faster analysis and improved accuracy.

“Simplifa will help MLCI simplify complex processes, automate repetitive tasks, and accelerate data analysis, enabling us to make faster and more accurate decisions while better serving our customers and stakeholders,” said Mr. Denny Dilham, Executive Director of MLCI, during his opening remarks.

In addition to the signing ceremony, the event also included an initial implementation session of the application in collaboration with Simplifa.Ai. During this session, all members of MLCI’s Credit Risk Division received a comprehensive introduction on how to optimize the use of the application in supporting more efficient and accurate credit analysis. An interactive discussion and Q&A session further enriched participants' understanding of how AI technology can be applied to credit analysis processes.

Through this partnership, MLCI reaffirms its commitment to innovation, adaptability, and developing a more efficient and reliable business process to support the growth of Indonesia’s financing industry.